Finance your business with a world class lending platform

For Entrepreneurs - By Entrepreneurs

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Our guarantee: we will achieve 100% of your growth financing needs

With your business listed on Crowd2Fund, you have instant access to an engaged community of more than 10,857 investors, on the look out for their next opportunity.

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Crowd2Fund has recently received the prestigious MoneyNet award for being the Most Innovative P2P Platform.

We are also an authorised Innovative Finance ISA manager - with Crowd2Fund, investor returns are tax-free.
List of authorised ISA managers

Let our experts and tech raise the money, while you focus on growing your business.

We are a P2P lending company, building long-term relationships with growing businesses like yours. Crowd2Fund is different from other lenders: our community of sophisticated private investors choose which businesses they lend money to. We connect entrepreneurs to like-minded entrepreneurs, ensuring you get the investment you need quickly, easily, and at the right price.

Recent investment listings

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Tosh Products

Alison, founder of Tosh Products received 98 from 112 investors offering 9% return and a free cup to help stop waste of 100bn coffee cups

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Ruroc

Dan, founder of Ruroc received £362k from 302 investors offering 10% return and a product discount on their new Atlas helmet design

View investment

A revolutionary way to finance and grow your business - easily, flexibly and securely

Non-secured loan available

Get a non-secured loan from as low as 6% interest, with multiple funding types available.

No early repayment fees

Borrow for 6 months and up to 5 years with no early repayment fees.

Flexible or fixed term payments

Borrow up to £1m and repay it with flexible or fixed repayments based on your monthly revenue

Borrow through real investors

Borrow flexibly from real people instead of institutions, via the new £480bn Innovative Finance ISA initiative.

Build your network

Build your network of sophisticated investors to support and secure your business for the longer term.

Promote your business

Run a campaign and promote your business to win new customers and reduce the cost of finance.

Choose the only lending platform that grows your exclusive investor network automatically

Our investor community is made up of high-net worth individuals who can get tax-free returns through the Innovative Finance ISA. We therefore offer the ability to tap into the £480bn of IFISA reserves available in the UK; we have helped hundreds of companies access the finance they need to grow their business this way.

We were the first platform to offer the Innovative Finance ISA and won the IFISA 2018 Moneynet Award for ‘Best Innovative Finance ISA provider’.

We’ve proven success in helping entrepreneurs succeed in achieving their goals.

We help entrepreneurs who have fast-growing, profitable, British businesses to take the next step. Businesses that have proven success, a social or ethical cause, or can offer rewards are best suited to Crowd2Fund.

Crowd2Fund will achieve your finance needs for you — simply, quickly, and stress free.

We recognise taking a loan for your business can be stressful; we make the process quick, easy, and hassle-free.

Step 1

Entrepreneurs who need funding submit basic details about their business.

Step 2

Our expert advisors analyse your finance needs and build a bespoke funding plan for your business.

Step 3

Investors lend to you directly via the platform, and support your long-term growth.

We deliver world class customer service, and we understand the important challenges of running a small business.

We know that the experience of taking a loan online needs to be smooth, simple, and trustworthy - which is why our existing community choose Crowd2Fund. Of course, at Crowd2Fund we raise money for you. But we also offer the support and technology needed to build long term relationships with investors, customers, and to keep the cost of finance low.

We’re easy to work with

Step by step, from day one our experience is hassle free. Our specialist finance advisors take time to understand your business needs.

We’re automated

We’re a lean team, building impeccable user experiences with automated processes that pre-approves you instantly, saving time and money.

We’re easy to access

Crowd2Fund is fully mobile responsive, working seamlessly on all handsets, with an iOS app. It’s easy for investors to engage with your business.

Offer rewards to reduce cost

For the first time, you can offer rewards to reduce the cost of your loan, making it much lower than the market rate.

You gain private investors

Working with private investors means building a team that supports your business - they’ve chosen to invest in you. You’ll also ensure a private credit line available when you need it

Raise additional funding

Businesses who have raised with us before often return to the platform to seek further funding, allowing them to build on the investor community and brand awareness generated through earlier campaigns.

We’re an FCA regulated platform; compliance and trust is our foundation

Crowd2Fund is the first platform to be directly regulated; we work with the FCA to build robust processes and trust so we can offer our clients better service. After sending though initial information about your business, we ensure a swift turnaround to allow a straightforward process from registration to receiving finance - though we never shirk our due diligence.

We are also an authorised Innovative Finance ISA manager - with Crowd2Fund, investor returns are tax-free.

We’ve proven success in helping entrepreneurs succeed in achieving their goals.

We help entrepreneurs who have fast-growing, profitable, British businesses to take the next step. Businesses that have proven success, a social or ethical cause, or can offer rewards are best suited to Crowd2Fund.

Overall investors

11,021

Amount invested

£34,657,179

No, of Businesses

3,904

Investment loans

525

Mike, a serial entrepreneur and also a ski lover has now invested more than £150k into 102 entrepreneurs. He receives a great tax free return and gets great rewards. He loves Crowd2Fund, as it allows him to choose the business he lends to.

Excellent

"A great platform with excellent service!"

Guillaume Martel, Jan 2020

The TrustScore for Crowd2Fund Limited is 4.5/5 based on 108 reviews.
Crowd2Fund Limited is authorised and regulated by the Financial Conduct Authority (FRN 623683).

High-end tailors, Mark Marengo, are expanding their presence online, both in the UK and in China.

He raised £118,177 with 185 investors at 9.5% APR

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We’re led by experts in finance, investment and marketing who will help your business grow

We're a committed team of highly experienced individuals, who understand business and the challenges of growing a small business.

Meet the team

Hussain Qaragholi
Executive Director and Interim Managing DirectorRead bio

Hussain is Executive Director of Crowd2Fund and Managing Director of Phoenix Finance Partners (PFP), a UK-based finance advisory firm providing objective analysis and effective solutions in banking, FinTech and strategic project management. PFP advises corporates, banks and international financial institutions globally.

Hussain was previously Managing Director and Head of Corporate Coverage at Deutsche Bank in London--where he managed an international team and a global client portfolio composed of corporates, sovereigns and sovereign wealth funds. Hussain was instrumental in rebuilding the bank’s business across multiple products in credit, capital markets, and liability management.

Hussain began his finance career at Merrill Lynch in New York, before moving to Citigroup in Dubai and London. He serves on the RAND Corporation President’s Impact Forum and on the CMEPP Advisory Board. Hussain graduated cum laude in International Relations from The College of William and Mary.

He has a Master’s Degree from the School of Foreign Service, as well as an MBA from Georgetown University. He holds a FinTech Certificate from Oxford University’s Said School of Business.

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Abel Solomon
Financial ControllerRead bio

Abel is a management accountant with experience in the technology and sports media market. He is an ACCA (Association of Chartered Certified Accountants) part qualified. Abel has joined our team as the newly appointed Financial Controller in August.

Some of his responsibilities encompass overseeing all accounting operations, which include managing Billing, Accounts Receivable (A/R), Accounts Payable (A/P), General Ledger (GL), Cost Accounting, Inventory Accounting, Revenue Recognition, and Client Accounts.

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Chelsea Macleod-Elliott
Creative Director and Co-House ManagerRead bio

Chelsea is Crowd2Fund's Creative Director and Co-House Manager with a background in film and content production, including her work as a Creative Executive at Bee Holder Productions (You Don't Know Jack/ Al Pacino) and Head of Content at Crowd2Fund.

Chelsea studied Contemporary Media at the University of Westminster. She has produced BAFTA/Oscar-qualifying award-winning work including "Waiting for Time," and has worked on projects with notable contributors such as Billy Bob Thornton and Stan Lee to raise awareness for clean drinking water.

Additionally, she has produced content for Soho House and numerous other commercial clients.

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Muneeb Ajmal
Co-House Manager and Head of Origination & PlacementRead bio

Muneeb joins the Crowd2Fund team with an extensive background in Fintech. He has successfully led the growth of two b2b alternative lending start-ups from their early stages through expansion into 7 new markets, and a combined business pipeline of $100mn+.

Muneeb previously engaged with the All-Party Parliamentary Group on Fintech at Westminster, helping shape the UK's Open Banking policy in its early days. Muneeb has served as a mentor, lecturer and advisor on growth and product for early-stage start-ups and incubators. He was recently recognised by the UK government as a leader in digital technology for Fintech. Before Fintech, Muneeb successfully served as the product lead on the retail project launched by Google and its partners in Canada.

Muneeb will be working on establishing new sales channels. He will prioritise the cultivation of relationships with referral partners and drive high-quality businesses to the platform through direct sales. Additionally, he will engage in the development of strategic partnerships and collaborate closely with the team to meet the company's targets. Furthermore, he will provide support to marketing initiatives which include monthly emails to target audiences and direct outbound marketing

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Matthew Anderson
Head of Collections and CreditorsRead bio

Matthew is the Head of Collections and Creditors with 25+ years of banking and finance expertise in both regulated and unregulated sectors. His prior work at Arbuthnot Specialist Finance Limited and Amicus Property Finance equipped him with extensive knowledge of the collections process, borrowers, and third parties in litigation.

Currently, he is in charge of collections, recoveries, and creditors, and ensuring proper management of them and loan book reviews.

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Sebastian Torres
Senior Credit AnalystRead bio

Sebastian Torres is our new Credit Team Lead. With a rich background in Credit Analysis, academia, and banking, Sebastian's expertise promises to elevate our team.

Originally from Ecuador, Sebastian has called London home for three years. He is deeply passionate about Fintech's role in simplifying solutions for SMEs. With a two-year stint as a Graduate Teaching Associate at Queen Mary University, concentrating on Fintech and Credit Analysis modules, and showcasing his knack for translating complex concepts, he now leads our Credit Team driving effective decision-making.

Sebastian's practical experience shines through his two years as a Credit Analyst at one of the two major Ecuadorian banks.

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Marilena Beliciu
Senior Front-End EngineerRead bio

Mary, an experienced front-end developer, has an impressive track record of over 8 years in the field. From the very inception of Crowd2Fund, she has been actively serving as their front-end developer.

She remains dedicated to finding novel and inventive approaches to enhance the platform's user experience for all its users.

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Thomas Jarvis
Operations AssistantRead bio

Thomas joins Crowd2Fund with a variety of experience in customer service, marketing, and operations. Thomas is a new face in Fintech, whilst his previous work has mostly focused on local organizations and freelance writing, he is enthusiastic to bring his skills to Crowd2Fund.

Thomas graduated from Brunel University London in 2020 with a Bachelor's Degree in History, and again in 2022 with a Masters Degree in Military History.

Thomas' role is multifaceted, involving a mixture of customer service and support, operations tasks, and marketing.

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Muad Jouhoune
Broker Relations AssociateRead bio

Muad is Crowd2Fund's Broker Relations Associate. A key player in our originations team, Muad is responsible for developing and maintaining broker relationships, executing sales strategies and promoting Crowd2Fund services to our broker network to ensure high quality investment opportunities are made available to our investors.

Muad brings extensive experience in financial services to the team, having previously worked for S&P Global, London Stock Exchange Group and Goldman Sachs in varied sales and relationship management roles.

Outside of work (for the most part), Muad is an avid football fan and supports Arsenal FC. He also enjoys travelling and learning about different cultures. Muad holds a bachelors degree in political economy and a masters degree in management.

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Amy Edwards
Administration OfficerRead bio

Amy is Crowd2Funds Administration Officer joining from a background in production from her work as Senior Production Operative at a large scale corporation where she oversaw various operations.

Amy's role is to support the finance team with their reports, audits and ISA transfers. She also undertakes various duties including processing applications, lender support, managing data entries and other duties.

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Board of Directors

Hussain Qaragholi
Executive Director and Interim Managing Director
Chris Hancock
Director
Asoz Rashid
NED
Mahmood Yusuf
NED

Choose the best lending platform, made for entrepreneurs, by entrepreneurs

The only platform of it’s kind, Crowd2Fund is built to support entrepreneurs. With our due diligence processes, dedicated support teams, cutting edge technology and 11,021 waiting to invest, we’d love to help you achieve your business goals.

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